Financial Aid

Applying for the FAFSA or CADAA is a great way to see if you qualify for college funding!

Click on the "How Do I Apply for Financial Aid?" tab for more details.

Steps to take when applying for financial aid:

Step 1: Apply (Beginning in October 1st). Complete and submit the FAFSA or CA Dream Act application and verified Cal Grant GPA. Step 2: Check Insite Portal student email account for further instructions.
Step 3: Complete required documents, as listed on your checklist on Insite Portal. If you don't have required documents, check your Financial Aid Award Letter. You may have an Award Package waiting! Step 4: Submit your forms/documents to the Office of Financial Aid

Step 5: Check your Insite Portal for your updated Award Letter and wait for the next check disbursement date. Step 6: Check the Financial Aid Disbursement Schedule. After you receive your award letter, a financial aid disbursement will be processed on the next scheduled disbursement date.

How Do I Apply for Financial Aid?

For in-depth information about the financial aid process, please visit our Types of Aid page. Do you need help applying for financial aid? We offer in-person and virtual financial aid lab to assist students with applying for financial aid. Click "Contact Us" and select the "Lab Hours" tab for dates and times. Students can apply for financial aid assistance by completing a financial aid application. Students only need to complete one of the applications annually based on the following eligibility requirements:
You are eligible to complete the FAFSA if you are a:	You are eligible to complete the CADAA if you are:
US Citizen Permanent resident Eligible non-citizen T Visa holder FAFSA	Undocumented Have a valid or expired DACA A U Visa holder Have Temporary Protected Status (TPS) Meet the non-resident exemption requirements under AB540 CADAA
Our LMC school code is 010340.

Check the Status of your Financial Aid

View your financial aid status online by logging into InSite. You can view your outstanding Missing Information Checklist, Financial Aid Award Letter, and more! How to Check Your Financial Aid Status in Self Service

Turning in Documents:

1. Log in to InSite at m.4cd.edu
2. Click on the Financial Aid tile
3. Click on Financial Aid Home
4. Click on Complete Required Documents. Your required documents are listed here with links to the document(s). Click on the document link(s) and you will be redirected to the form

Important Deadlines

You may submit Financial Aid appeals at any point throughout the semester up until the established deadline for the term. Financial Aid Appeals will be collected, but not processed until grades from the previous term have been posted by the Admissions & Records Office. {Appeal Homepage}

*Students are responsible for meeting all deadlines advertised below. All Financial Aid correspondences are sent to students’ Insite email. Students are advised to check their Insite email frequently.

Financial Aid Appeals (Maximum Time Frame and Academic/Progress Suspension)	April 17, 2023
SAP Online Quiz	April 17, 2023
CA College Promise Grant (formerly BOG Fee Waiver) 2022-2023	June 30, 2023
FAFSA Application 2022-2023	June 30, 2023

2022-2023 Financial Aid Documentation If you are required to submit additional paperwork to determine your eligibility for financial aid, we strongly encourage you to complete the process in a timely manner. All issues and/or documents stated in your Missing Information Checklist (MICL) on your Insite Portal, must be resolved and/or submitted to the LMC Financial Aid Office by the Summer Payment Document Deadline publicized on the Financial Aid Payment Calendar - August 25, 2023. (see below) Applicants who fail to provide documentation within the specified time period will not be packaged or awarded aid. 2022-2023 Financial Aid Documentation 2022-2023 Financial Aid Payment Calendar - Document Deadline: Aug. 25, 2023-2024 Financial Aid Payment Calendar

Financial Aid Application Help - Drop-In Dates/Times

At the drop-in lab you can receive assistance applying for financial aid!

What will I need to complete the FAFSA for 23-24?

Your Social Security Number
Your parents’ Social Security numbers if you are a dependent student
Your Alien Registration number if you are not a U.S. citizen
Your 2021 federal income tax returns, W-2s, and other records of money earned. (Note: You may be able to transfer your federal tax return information into your FAFSA using the IRS Data Retrieval Tool.)
Bank statements and records of investments (if applicable)
Records of untaxed income (if applicable)

Financial Aid Application Help Drop-In Hours

Sept. 5 - Dec.15

In-Person Lab Hours

Sept. 5 - Dec.15

Monday: 9:30 am - 12 pm
Tuesday: 1:30 pm - 4:00 pm
Thursday: 2 pm - 4:00 pm

The information listed in the link below must be readily available to complete your application. Please bring the items and your photo ID with you into the lab.

FAFSA/CADAA Checklist

The Financial Aid Lab can help you with the following:

Creating a FSA ID and Password
New FAFSA or FAFSA renewals
California Dream Act Application
Creating a BankMobile Disbursements Profile
Adding the LMC school code
Insite for Financial Aid

Financial Aid Disbursements and BankMobile Disbursements

Financial Aid Disbursement:

Financial aid funds are disbursed on scheduled dates each term. Students who are currently enrolled in an eligible program, have a completed financial aid file and are eligible for a federal and/or state grant will receive a disbursement each semester. Please see Financial Aid Disbursement Calendar for more information on disbursement policy for each grant type.

To receive your funds, all financial aid recipients MUST select a refund preference through our disbursement provider, BankMobile Disbursements, a technology solution, powered by BMTX, Inc. For more information about BankMobile Disbursements, visit this link: BankMobile Disbursements

Follow these steps to select your refund preference to receive your funds:

Log in to m.4cd.edu
Once logged in, tap the Financial Aid tile
Select My FA Disbursements from the menu
Select BankMobile-First Time Setup to choose your disbursement method
It may ask you to enter the school name. Please type in "Contra Costa."

Important U.S. Department of Education Updates (Loan Repayment)

Loan Repayment: The student loan payment pause is ending. Student loan interest will resume September 1, 2023. Payments will be due in October 2023.

Here are the actions you can take to prepare:

Update your contact information with your loan servicer(s) and on StudentAid.gov.
Explore affordable payment options for payments as low as $0 a month and a path to forgiveness. Check out details of the new, most affordable repayment plan ever created, called the Saving on a Valuable Education (SAVE) Plan. Compare repayment plans with our Loan Simulator.
Enroll (or reenroll) in autopay on your servicer's website, which will ensure your payment is automatically processed every month so you don't miss a payment. Autopay is optional, but if you choose autopay, you'll save 0.25% on your interest rate.
Check if you qualify for a type of targeted loan forgiveness. We've approved more than 2 million borrowers for forgiveness in the last two years due to public service employment, disability, or college wrongdoing.

Get Student Loan Help Now

Beware of Scams:

You might be contacted by a company saying they will help you get loan discharge, forgiveness, cancellation, or debt relief for a fee. You never have to pay for help with your federal student aid. Make sure you work only with the U.S. Department of Education and our loan servicers, and never reveal your personal information or account password to anyone.

Scholarships

For Scholarship information, please visit the scholarship webpage.