Financial Aid

Q: Should I complete the FAFSA or the CADAA?

FREE APPLICATION FOR FEDERAL STUDENT AID	CALIFORNIA DREAM ACT APPLICATION
You are eligible to complete the FAFSA if you are: a US Citizen a Permanent resident an Eligible non-citizen a T Visa holder	You are eligible to complete the CADAA if you are: Undocumented Have a valid or expired DACA A U Visa holder Have Temporary Protected Status (TPS) Meet the non-resident exemption requirements under AB540
FAFSA	CADAA
Our LMC school code is 010340

Q: Do I need to apply every year?

Yes. A FAFSA or California Dream Act Application must be submitted each academic year to be considered for financial aid.

Q: What if I don’t have a SSN?

If you do not have a Social Security Number, you may still apply for financial aid by completing the California Dream Act Application if you meet AB540 eligibility requirements.

Q: Could applying for financial aid impact my immigration status?

The California Dream Act Application is used only to determine eligibility for state financial aid and is not shared for immigration enforcement purposes.

Q: What if my income has changed?

If your income has changed you can request a 'Reduction of Income Assessment' by contacting the Financial Aid office.

Q: What if I cannot provide parental information?

Students who are unable to provide parental information may be eligible to submit a Dependency Override Appeal. This process allows the Financial Aid Office to review your situation and determine if parental information can be waived.

Financial Aid Status and Required Documents

Q: How do I check my financial aid status?

View your financial aid status online by logging into InSite. You can view your outstanding Missing Information Checklist, Financial Aid Award Letter, and more!

How to Check Your Financial Aid Status in Self Service

Q: How do I submit required documents?

Most required documents are submitted through your InSite Portal

Log in to InSite at m.4cd.edu
Click on the Financial Aid tile
Click on Financial Aid Home
Click on Complete Required Documents
- Your required documents are listed here with links to the document(s). Click on the document link(s) and you will be redirected to the form

Some documents require you to submit in-person at the Financial Aid office

Follow the same steps as above -- the required documents that do not have a link to a form will indicate that you need to submit documentation in person

Q: How do I check the status of forms I submitted?

Log into InSite and review your Financial Aid tile. Your Missing Information Checklist will show any required, received, or completed items.

Q: What is verification?

Verification is the process used to confirm that the data reported on the FAFSA is accurate

If you are selected for verification, you will be required to submit additional documentation.
Requested items will appear in your Missing Information Checklist in InSite and must be completed before your financial aid can be processed.

Q: What is a Tax Transcript?

A Tax Transcript is an official record of your tax return from the IRS. If requested, you can obtain your Tax Transcript directly from the IRS online, by mail, or by calling 1-800-829-1040.

Disbursements

Q: How are financial aid funds disbursed?

Financial aid funds are applied toward student account charges. Any remaining balance will be refunded.

Q: How are Pell Grant disbursements determined?

Pell Grants are adjusted based on enrollment at time of disbursement for classes starting within 10 days of the Award Calculation Date.

Q: When do I get my money?

After you are awarded, your financial aid will be disbursed according to the scheduled disbursement dates. Refer to the Financial Aid Disbursement Schedule for specific dates.

Q: How come I got less money than it shows on my awards?

Your financial aid may be reduced because funds are first applied to any outstanding charges on your student account.

Additionally, aid such as the Pell Grant may be adjusted based on your enrollment status at the time of disbursement.

Enrollment and Academic Progress

Q: Is there a unit requirement for financial aid?

Your enrollment level impacts your financial aid eligibility and award amount. Some programs, such as Federal Work Study, require enrollment in at least 6 units.

Q: What happens if I drop a class?

Dropping a class may impact your financial aid eligibility. Students who withdraw from courses or do not complete at least 60% of the semester may be required to return a portion of the financial aid received.

What is SAP?

Satisfactory Academic Progress (SAP) is the standard used to evaluate your academic progress to determine financial aid eligibility.

Q: Why am I on a warning or suspension?

Students who do not meet SAP requirements may be placed on warning or suspension and may lose eligibility for financial aid.

SAP is based on:

Your cumulative GPA
Your completion rate (pace)
The maximum timeframe allowed to complete your program

Can I appeal my suspension?

Students may regain eligibility by meeting SAP requirements or by submitting an appeal.. Please Note: Submitting an appeal does not guarantee approval.

Visit our APPEALS page for more information.

Types of FInancial Aid

Q: What types of financial aid are available?

Grants
Work-Study
Scholarships
Loans

For more information visit our TYPES OF AID page.

Q: Do I have to repay financial aid?

Grants → Do not have to be repaid...
- As long as you maintain eligibility requirements and complete your courses
Loans → Must be repaid.

Q: How do I get a job on campus (Federal Work Study)?

To qualify for Federal Work Study, you must complete a FAFSA, demonstrate financial need, maintain satisfactory academic progress, and be enrolled in at least 6 units.

Available positions can be found through Handshake.

Getting Help

Q: How do I get help?

For assistance with applications, appeals, etc, visit the Financial Aid Office or the Student Success Lab. See locations and hours via our CONTACT US page.

Q: How should I contact the Financial Aid Office?

You can reach out to our office via any of the following options:

Email: Use your InSite student email account and include your Student ID number when contacting the Financial Aid Office.
Phone: Contact our office by calling 9254737525

Before You Contact Us

Q: What should I do before contacting Financial Aid?

Before reaching out, please review the following:

Check your Financial Aid tile in InSite
- Review your current status, award information, and any recent updates or notifications.
Review your Missing Information Checklist
- Confirm whether any documents are required and ensure all requested items have been submitted.
- Incomplete items will delay processing.
Confirm your application has been submitted for the correct academic year
- Make sure you have completed the FAFSA or California Dream Act Application for the correct year you are requesting aid for.
Allow time for processing
- Processing times may vary depending on the time of year and the volume of applications and documents received.
- Recently submitted documents may take time to appear as received or completed.

If your question is not answered after reviewing the above, please contact our office for further assistance.